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United Engage Checking

Empower Your Digital Banking Experience.

Looking for a cost-effective, efficient banking solution? United Engage is designed for your modern lifestyle.
Seamless Transactions: Simplify your financial management with support for online purchases, bill payments, digital wallets, and autopay.
Value-Driven Banking: Designed for those who use their debit card frequently and prefer digital financial management.

Membership

All memberships come with a Membership Savings.

We offer basic savings accounts that accrue interest over time.
This account enables you to receive all the benefits that United Teletech Financial has to offer for easy saving, including direct deposit and payroll deductions.
Plus, you’ll have access to mobile and online banking, our Certified Financial Counselors, and the cost-saving benefits of a credit union.

United Grow Checking

United Grow is more than just a place to secure your funds; it is a tool that rewards you for your financial discipline with 2.00% APY* on balances between $1,500.01 and $5,000.00. Whether you are saving for a vacation, a down payment on a home, or building an emergency fund, United Grow ensures your money works harder for you.

Earn 2.00% APY* on balances between $1,500.01 and $5,000.00
No $10 monthly fee if you deposit $1,000 in direct deposits each month or maintain an average balance of $1,500 or more
Offers exclusive advantages and supports your financial goals
Combines daily banking with dividend earnings to enhance your savings
*APY = Annual Percentage Yield. APY is effective as of 10/1/2024. The APY is accurate as of the latest dividend declaration date. Dividend rates and annual percentage yield are subject to change after the account is opened at our discretion without notice to you. We do not impose a limit on the amount the dividend rate and Annual Percentage Yield on your account may change. The dividend rate on your account is determined by the credit union. United Teletech membership is required with $5 deposit to membership eligibility account.

United New Start Checking

Your Fresh Financial Beginning. Starting anew or rebuilding after a financial setback? United New Start is designed to support you every step of the way.

Fee Waiver for Students: No monthly fee if you are a student under 25, supporting your transition to financial independence.
Rebuild with Confidence: If you have experienced past challenges with your banking history, receive support for a fresh start.
Easy Banking: Simple account management with tools to help you stabilize your finances.

U-Win Savings Club

U-WIN is a United Teletech Financial program created to help people save more money. Every month, U-WIN dishes out cash prizes to people enrolled in the program. Earn one chance to win for every dollar you save.

With U-Win, your deposits aren’t just growing, they’re giving you a shot at extra money along the way.

We recommend setting up an automatic transfer of $10 every week from your checking account. At the end of the year, you will have a $500 emergency fund. Every 1$ you save each month gives you one chance to win. It’s that simple.
This account doesn’t just give you chances to win prizes every month, you will also earn interest. 0.75% APY on all balances under $1,500
Each month, we will award 40 winners a $25 Prize. Each Quarter, we will award 1 winner a $500 prize, and every year we will award 1 winner a $1,000 prize.

Vacation Club

The holiday season is a time of giving, but it can also cause financial strain. Then there’s that memorable summer vacation to the beach that you may also be trying to catch up on. If this sounds familiar, there are steps you can take to save in advance. United Teletech Financial’s Holiday & Vacation Club savings accounts can help.

Savings accounts are great for their flexibility. Through many accounts, you can save and have access to your cash at any time. Unfortunately, this makes it easy to dig into your savings more often, which can quickly drain what you save for the holidays or that upcoming vacation.

A holiday or vacation club account* is different. You won’t have everyday access to the cash you’re saving. A club account is a forced savings account with automatic contributions. This helps you focus on your goal. Although withdrawals are not allowed, you do have access to your funds in the event of an emergency. Forced savings helps you truly save for those special moments.

At UTF, our Holiday & Vacation Club accounts can be opened with a minimum of just $5.00. Every contribution thereafter will be made automatically. You can choose how much you wish to have withdrawn from your checking account each week. And in one year, you’ll collect your savings.

Holiday Club

At UTF, our Holiday & Vacation Club accounts can be opened with a minimum of just $5.00. Every contribution thereafter will be made automatically. You can choose how much you wish to have withdrawn from your checking account each week. And in one year, you’ll collect your savings.